Dream Landscaping for Everyone
When you take the leap and embark on a custom landscaping project, it’s crucial that the final result checks off all your must-have boxes. Still, the price tag can be intimidating. To help you access finishes and features that might at first appear to extend you beyond the limits of your budget, NOVA offers flexible financing options. These options include Point of Sale loans that are available specifically to help you pay for your landscaping project without breaking the bank. Efficient loan schedules are available to cover credit expenses up to $65,000, helping you make your landscaping dreams a reality with NOVA. With a simple, paperless application process, these loans financed by GreenSky are processed within a minute and return an immediate decision.
New Landscaping Point of Sale Loan Options
Point of Sale loans from GreenSky help NOVA’s contractors to work with you to design a landscaping project that meets your expectations for construction while also providing affordable financing. Point of Sale loans can help you access a payment schedule that both fits your budget and aligns with your landscaping goals. GreenSky works as the loan servicer, ensuring that the appropriate loan is issued at the time your transaction with NOVA is agreed upon.
Modern Financing At Your Fingertips
With a seamless application process, GreenSky helps you keep track of your payment schedule, providing a statement for each payment until your loan is paid off. GreenSky — a technology company — services loans for consumers by working with established financial institutions to provide the funds necessary for your landscaping project. Once a loan has been authorized, GreenSky oversees the funds from different financial institutions to make them available for expenses related to your project. This all happens in minutes once you’ve submitted your application electronically. For further information about the loan process, please refer to GreenSky’s FAQ page.
Making Projects Possible
Aside from the convenience of point-of-sale loans, one of the reasons NOVA decided to offer clients loan options from GreenSky is their accessibility. We wanted to extend any interested homeowner the opportunity to secure funds toward their desired home landscaping projects. Nearly all customers can access loan funds, though your credit score will impact your approval and the APR rate on your loan schedule. For NOVA’s point of sale, GreenSky services three loan options, your preference of which will depend on your financing needs. These options include repayment schedules for 84 months, 103 months, and 120 months, and they empower us to help make your home improvement dreams a reality.
Understanding Deferred Interest
The most common complaint about these types of funding options arises when consumers are kept in the dark about deferred interest. We want to be 100% upfront about the fact that the Greensky 0% Interest loan we offer is a deferred-interest line of credit. This means that interest will not be included in your loan schedule until after the first 12 months of your loan agreement. This allows you to repay your loan in full with 0% APR — as long as it is paid in full before the 12 months is complete. If the full amount is not paid within this time, the interest rate you have authorized for the payment schedule you have selected will be applied to the full term of the loan — including the months that have already been paid. If you don’t believe you’ll be paying off your loan in full during the 12-month interest-deferred period, it’s likely that another option with a higher initial APR will ultimately allow you to pay the least interest over time.
Have Loan Questions?
We’re here to help. Another benefit of POS landscaping loans is that NOVA can work with you on both ends — adjusting the specifics and budget for your project, as well as helping you to find the right financing. To find out more, or to schedule an estimate on your own outdoor living project, contact NOVA today.